The insurance policies that you should definitely have—and the ones that aren’t worth it

With so many insurance policies available, it can be difficult to see which ones you really need. But as the cost of living continues to rise, more of us are reviewing our household finances in a bid to save money in the coming months. 

When it comes to insurance policies, it’s easy to see why you may think some might be dispensable, but before you ditch any, we take a look at the ones that everyone should have and some you can do without.

Which home insurance do you need?